Just thinking today. I know its hard to believe but the steam has been rolling out of the ears all morning. I had to do my CE for my insurance licsense. I have to remind myself that some insurance can be helpful. I can not stop thinking that insurance is just another form of legalized gambling. The house, ie the insurance company, is going to win and we are going to lose. If we don't use it then the company keeps all the money. If we do use it then they lose some but the still have gotten the rake, earlier premiums. I am just working on life and casuality not my health CE. This is a broken system going back to a bunch of drunks in a bar called Lloyds in old London town. They were betting on if a ship would make it to China and back. We need to find a better way to limit risk in out society. Thanks all for letting me rant.